What is In-Hand Salary?

In-hand salary is the net amount an employee receives in their bank account after deductions like Employee Provident Fund (EPF), Professional Tax (PT), and Income Tax TDS from the gross Cost to Company (CTC).

How is EPF calculated from CTC in India?

By default, EPF is calculated as 12% of the Basic Salary. Basic salary is typically structured as 50% of the gross monthly CTC.

What is the standard professional tax in India?

Professional Tax is a state-level tax on professions and trades. In most Indian states, it is capped at a maximum of ₹2,500 per year, which translates to roughly ₹200 per month.

In-Hand Salary Calculator

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Calculate your net take-home salary by detailing taxes, retirement contributions, and custom regional deductions.

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Salary Information

Annual Gross Salary (CTC)

₹

PF Deduction (12% of Basic) Employer + Employee split contribution

Professional Tax (PT) Deduction Approx. ₹200 per month

Employment Location (City Type)

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How to Use the Salary Calculator

Estimate your net take-home salary by specifying regional deductions:

Adjust your annual Gross salary (CTC) using the slider or input field.
In India, toggle EPF contributions and Professional Tax options, and specify if you are located in a metro area.
For global users, customize the estimated income tax rate percentage and other monthly deductions.
Click Calculate Take-Home Salary to render the visual disposable income breakdown.

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